All calculators
Every tool on Numbly. Search, filter or jump straight to the one you need.
For renters
Work out what rent you can afford, what it costs to move, and how close you are to buying.
Rent Affordability Calculator
How much rent can you actually afford each week?
Rental Bond & Moving Costs Calculator
The full cash you need to move into a new rental.
Share House Rent Split Calculator
Fair rent split by room size and ensuite.
Rent Increase Impact Calculator
Is the new rent still affordable?
Weekly Budget Planner (Renter Edition)
Quick renter budget: what's left to save.
Renter's Path-to-Buying Timeline Calculator
How long until you have a deposit.
First home buyers
Deposits, grants, stamp duty, LMI and the real cost of buying your first home.
First Home Guarantee Eligibility Calculator
Do you qualify for the 5% deposit scheme?
Stamp Duty & Concessions Calculator
Transfer duty across every state.
First Home Owner Grant Calculator
Grant eligibility for new-build buyers.
LMI Calculator
What Lenders Mortgage Insurance will cost.
First Home Super Saver Calculator
How much you could release from super.
Deposit Savings Goal & Timeline Calculator
How long until you hit your deposit.
Rent vs. Buy Calculator
The break-even between renting and owning.
Total Upfront Costs Calculator
Every dollar you need on settlement.
Genuine Savings Calculator
Does your deposit look like real savings to a lender?
Guarantor Loan Calculator
How a guarantor can cut LMI to zero.
Core & shared
The mortgage, borrowing power and rate maths every buyer and investor needs.
Mortgage Repayment Calculator
Your loan repayment and total interest.
Borrowing Power / LVR Calculator
Roughly how much a lender might lend you.
Extra Repayments & Offset Savings
How much extra payments cut off your loan.
Fixed vs. Variable Rate Comparison
Which rate wins under different scenarios.
Interest Rate Rise Stress Test
Can you still afford it if rates rise?
Property investors
Cash flow, yield, tax, equity, land tax and portfolio serviceability.
Rental Yield & Cash Flow Calculator
Gross/net yield and weekly cash position.
Negative Gearing Calculator
Tax benefit today vs. under 2027 rules.
Property Depreciation Calculator
Estimate year-1 property tax deductions & savings.
Total Return on Investment Calculator
Cash flow + growth + tax = total return.
Equity Access / Refinance Calculator
How much equity you can pull out.
Portfolio Serviceability Calculator
How big your portfolio can realistically grow.
Land Tax Calculator
State land tax on your investment holdings.
Vacancy Cost & Buffer Calculator
The real cost of an empty week.
Renovation ROI Calculator
Will this reno pay for itself?
Self-Manage vs. Property Manager
Time vs. money on managing your own rental.
Selling & exit
Capital gains tax and net proceeds when it's time to sell.