Portfolio Serviceability Calculator
Rough estimate of the total property value your income and existing portfolio could service.
Your numbers
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Additional borrowing capacity
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At 20% deposit, next property up to
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Shaded rent income used
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How this is calculated▾
Lenders shade rental income (~75%) and service all debt at an assessment rate of actual + 3%. We apply the same to your existing portfolio plus your household income.
General information only. This tool provides general information and does not consider your personal circumstances. It is not financial, tax, legal or credit advice. Rates, thresholds and rules change. Verify current figures with the ATO, your state revenue office or a licensed adviser before acting.