Negative Gearing Calculator
Compare your tax benefit from negative gearing under current rules vs. the announced post-1 July 2027 loss-quarantining regime.
Your numbers
$
$
$
Current tax benefit
$0
Loss quarantined?
Yes (from 2027)
Benefit under 2027 rules
$0
Marginal rate
0%
Proposed 2027 rules quarantine losses on new purchases of established homes; new builds and existing grandfathered holdings are unaffected. Verify final legislation before relying on it.
How this is calculated▾
We compute rental loss and multiply by your marginal tax rate. Under proposed 2027 rules, losses on newly-acquired established properties can no longer be deducted against salary income.
General information only. This tool provides general information and does not consider your personal circumstances. It is not financial, tax, legal or credit advice. Rates, thresholds and rules change. Verify current figures with the ATO, your state revenue office or a licensed adviser before acting.