Disclaimer

The content on Numbly, including every calculator and guide, is general information only.

It does not consider your personal circumstances and is not personal financial, tax, legal or credit advice under the Corporations Act 2001 or the National Consumer Credit Protection Act 2009.

Tax rates, government schemes, stamp duty rules, land tax thresholds and rental bond caps change over time and vary by state. While we review and date content regularly, you should always verify current figures with the ATO, ASIC, Housing Australia or your state revenue office before making a decision.

Calculators use simplified models and reasonable assumptions. Actual outcomes, including lender assessments, LMI premiums, tax outcomes and property valuations, will differ.

Before making any property, borrowing, investment or tax decision, get advice from a licensed mortgage broker, accountant or financial adviser who knows your situation.