Fixed vs. Variable Rate Comparison
Model the total cost of fixing vs. staying variable across a rate-movement scenario.
Your numbers
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Winner over 0 yrs
Variable
Total cost (fixed)
$0
Total cost (variable avg)
$0
Difference
$0
Scenario, not prediction. Change the 'move' input to see how sensitive the answer is.
How this is calculated▾
We compare total repayments over the fixed term against variable repayments at the average rate implied by your scenario move.
General information only. This tool provides general information and does not consider your personal circumstances. It is not financial, tax, legal or credit advice. Rates, thresholds and rules change. Verify current figures with the ATO, your state revenue office or a licensed adviser before acting.