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Calculators/First home buyers

Total Upfront Costs Calculator

Every upfront cost combined (including deposit, stamp duty, LMI, legals, inspections, and moving) so you know what you actually need in cash.

Your numbers
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Settlement & Other Costs
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$
$
$
$
Cash needed at settlement
$113,800
Breakdown
Deposit$100,000
Stamp duty$0
LMI (Lenders Mortgage Insurance)$9,100
Conveyancing$1,800
Building & pest inspection$600
Loan establishment fees$800
Moving costs$1,500
How this is calculated

Deposit + first-home-adjusted stamp duty + LMI + fixed transaction and moving costs = the cash you actually need to buy.

General information only. This tool provides general information and does not consider your personal circumstances. It is not financial, tax, legal or credit advice. Rates, thresholds and rules change. Verify current figures with the ATO, your state revenue office or a licensed adviser before acting.

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