First Home Guarantee Eligibility Calculator
See if you're likely to qualify for the Home Guarantee Scheme and what LMI you'd avoid.
Your numbers
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$
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Choose your state/territory and area — we'll fill the First Home Guarantee price cap for you.
Likely eligible?
Yes, likely
Income vs cap ($125,000)
OK
Price vs cap
OK
Est. LMI saved on 5% deposit
$0
This is an eligibility screen only. Places are capped each financial year and lenders assess final eligibility.
How this is calculated▾
We check the two headline HGS criteria: the income cap (single $125k / couple $200k) and property price caps in your area. If both pass, we estimate the LMI you'd avoid at a 5% deposit.
- Ignores prior-ownership, citizenship/residency, and owner-occupier rules. Verify directly with Housing Australia.
General information only. This tool provides general information and does not consider your personal circumstances. It is not financial, tax, legal or credit advice. Rates, thresholds and rules change. Verify current figures with the ATO, your state revenue office or a licensed adviser before acting.