Genuine Savings Calculator
See whether your deposit history is likely to satisfy typical lender 'genuine savings' rules.
Your numbers
$
$
$
Likely genuine savings check
Likely passes
5% of price benchmark
$0
Genuine-savings share of deposit
0%
Gifts and one-off windfalls typically do not count as genuine savings.
How this is calculated▾
Lenders typically want to see at least 5% of the purchase price held for 3+ months in the borrower's name.
General information only. This tool provides general information and does not consider your personal circumstances. It is not financial, tax, legal or credit advice. Rates, thresholds and rules change. Verify current figures with the ATO, your state revenue office or a licensed adviser before acting.