Interest Rate Rise Stress Test
See what your repayment becomes if rates rise, and whether it still fits your income.
Your numbers
$
%
$
Repayment at +3%
$0
Share of take-home
—
Assessment
Manageable
Breakdown
+0.5%$0
+1.0%$0
+2.0%$0
+3.0%$0
How this is calculated▾
APRA requires lenders to test serviceability at 3% above the actual rate. We show the +3% figure plus a range of smaller rises.
General information only. This tool provides general information and does not consider your personal circumstances. It is not financial, tax, legal or credit advice. Rates, thresholds and rules change. Verify current figures with the ATO, your state revenue office or a licensed adviser before acting.